DSCR Doesn’t Cash-Flow the Refi
The DSCR says no. The property says yes.
Today’s rate tape pushes sub-1.0 DSCR deals out of conventional refi. Asset-based and equity-driven lenders price the property instead — there is usually a path.
5-minute intake. No upfront fees. No funding, no fee.
The problem
Conventional pricing assumes DSCR ≥ 1.0 at long-term rates; many 2023 acquisitions no longer qualify. We work lenders who qualify on actual net operating income, sponsor liquidity, and loan-to-value — not a single ratio against today’s rate.
Time-Sensitive